Less Insurance is No Insurance

As is typical of articles that deal with reports or groups critical of business, the vast majority of the article Report criticizes high deductibles is providing a mouthpiece to the insurance industry. But it also does talk about the report, which addresses the increase of insurance plans with high deductibles.

The corporate-driven health plans cater in part to the young who do not get sick as often, but also to those who simply cannot afford any kind of health care at current prices. The end result is that people on these plans are more likely to postpone care or skip it out of concern of being able to pay. If you are afraid to use your insurance, then it isn't any insurance at all.

At its core, these plans further the destruction of health care. The point of insurance is to spread the burden around, so that those who need it are covered. Hence, the inherent contradiction, since the basic motivation of an insurance company is to make money off of only the people who won't ever use it. What it all boils down to is that health care in the hands of private companies never made human sense, only business sense.